The research project leading to this book was initiated in the fall of 1979 when the American Council of Life Insurance (ACLI) contacted Dan McGill, chairman of

A novel book that argues that, contrary to received wisdom, some adverse selection in insurance markets is beneficial to society as a whole. It is for all those

The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their famili

Financial and insurance calculations become more and more frequent and helpful for many users not only in their profession life but sometimes even in their pers